Reasonable actions on inability to verify

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Although a compliance system is essential to unifying and streamlining compliance within an organization, even the best system requires human intelligence. Day to day operations require knowledge of the guidelines and regulations and surrounding the USA Patriot Act. This section attempts to outline various ways of handling list matches and identify verification failures by providing resources and information to our valued customers.
For more information on conducting enhanced due diligence, click here.

	Non matching Last Name Address SSN/ITIN DOB Possible Reasons √     Maiden Name √     Change of Name √     Change of address √     Child √     No credit history √     Non resident √     Not furnished √     Non resident √     Credit header       incorrect Possible Solution √     Marriage license √     Drivers License √     Interested party        confirmation √     Validate prior        address match √     Contact customer        for previous address √     Obtain W-9,8,7 √     Request customer        complete SS-5 √     SSN card √     Passport Number        and country issued √     Driver's License √     SSN card √     Birth Certificate
	W-7: application for IRS Individual Taxpayer Identification number (ITIN). A TIN number can also be a SSN number. Resident aliens who cannot be given an SSN use their IRS individual taxpayer identification number (ITIN) as their TIN.Get form at www.irs.gov. W-8: see above, but for a disregarded domestic entity (aka:company (LLC)) that has a foreign owner. W-9:a tax form which certifies the ITIN number. Can also certify that your SSN is correct. SS-5 form: application for an SSN card (for newly issued card, replacement card, or name change). Get form at www.ssa.gov.